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Infrastructure for every financial flow

Six modular services that work beautifully together — or stand alone. Adopt what you need today and expand as you grow.

Aegis Card 4921 ·· ·· 0042 VALID 12/29 Cards ✓ ACH ✓ FedNow ✓ Auth rate 98.7% Settlement T+0
Payments & Acquiring

Accept money any way your customers want to pay

One integration unlocks cards, ACH, wires, and instant rails like FedNow and RTP. Smart routing picks the cheapest, fastest path for every transaction and automatically retries soft declines.

  • Global card acceptance with network tokenization
  • Account-to-account & instant payments
  • Adaptive retries that recover lost revenue
  • Unified settlement and reporting
FDIC-insured accounts under your brand
Embedded Banking

Launch accounts and cards under your own brand

Our Banking-as-a-Service layer connects you to chartered bank partners so you can issue FDIC-insured accounts, virtual and physical cards, and a real-time ledger — without becoming a bank yourself.

  • Demand-deposit accounts & sub-ledgers
  • Configurable card programs with spend controls
  • Interest, rewards, and program revenue share
  • Double-entry ledger with full audit trail
200+ signals scored in <40ms
AI Fraud & Risk

Approve more good customers, block the bad ones

AegisShield blends self-learning models with a no-code rules engine and cross-customer consortium intelligence. Score logins, payments, and payouts in real time and reduce false declines.

  • Device fingerprinting & behavioral biometrics
  • Account-takeover & bot-attack defense
  • Explainable scores for every decision
  • Optional chargeback guarantee
Verified in 8 seconds
Identity & KYC/AML

Know your customers and meet your obligations

Onboard individuals and businesses in seconds with document verification, biometric liveness, and global watchlist screening — all wrapped in a compliant, auditable workflow.

  • ID document & selfie liveness checks
  • KYB with UBO and registry lookups
  • Sanctions, PEP & adverse-media screening
  • Ongoing monitoring & SAR-ready case files
Global payouts USD → EUR€ 1,204.50 USD → GBP£ 980.10 USD → MXN$ 22,140 3,402 payouts reconciled automatically
Treasury & Payouts

Move money programmatically, anywhere

Disburse to vendors, sellers, and employees in 135+ countries with built-in FX, scheduling, and automatic reconciliation. Keep idle balances working with sweep and yield options.

  • Multi-currency wallets & FX at interbank rates
  • Batch & scheduled disbursements
  • Automated reconciliation & reporting
  • Cash sweeps and treasury yield
Decision engine Cash flowBureauIncome A+742Verified Approved · $25,000 Decision in 900ms
Lending & Credit

Originate and service credit with confidence

Configure underwriting policies, pull alternative data, and make instant decisions. Our servicing engine handles disbursement, repayment, and delinquency so you can scale lending safely.

  • Cash-flow & bureau-based underwriting
  • Configurable decisioning rules & scorecards
  • Automated disbursement & repayment
  • Compliant disclosures & collections support
Why Aegis

Everything you need under one roof

Stop stitching together a dozen vendors. Aegis unifies the stack with shared data, shared identity, and a single contract.

Faster time to market

Pre-built compliance, partner banks, and certified flows compress months of work into weeks.

Security by default

Encryption, tokenization, and least-privilege access are built in, not bolted on.

One data model

Payments, accounts, and risk share a unified ledger so reporting actually reconciles.

24/7 reliability

Multi-region infrastructure and a 99.99% uptime SLA keep money moving around the clock.

Expert partnership

A named solutions architect and compliance advisor guide every launch.

Transparent pricing

Usage-based pricing with volume discounts and no surprise fees.

Not sure which services you need?

Tell us about your product and we'll map the right building blocks to your roadmap.