NEW AegisShield 3.0 — real-time fraud scoring

Financial infrastructure, built to be trusted.

Aegis Fintech gives banks, marketplaces, and software companies the rails to launch payments, accounts, cards, and lending — protected by AI-grade risk and compliance from day one.

SOC 2 Type II PCI-DSS Level 1 99.99% uptime
Aegis Console Total Processed Volume $48.2M ▲ 12.4% this month Auth rate 98.7% Fraud blocked $1.3M Transaction Volume
Payment settled
in 1.2 seconds
Risk score: 0.02
Transaction approved

Powering finance teams at category-defining companies

Northwind Bank Lumio Pay Vaultline Cardova Meridian Co-op
What we do

One platform for the entire money lifecycle

From the first deposit to the final settlement, Aegis provides the modular building blocks that modern financial products are made of.

Payments & Acquiring

Accept cards, ACH, wires, and real-time payments through one API with intelligent routing and 98.7% authorization rates.

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Embedded Banking

Issue FDIC-insured accounts, virtual cards, and ledgers under your brand with full Banking-as-a-Service tooling.

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AI Fraud & Risk

Score every transaction in under 40ms with adaptive machine-learning models that cut fraud losses by up to 73%.

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Identity & KYC/AML

Verify individuals and businesses worldwide with document checks, biometrics, and continuous sanctions screening.

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Treasury & Payouts

Automate disbursements, multi-currency FX, and reconciliation with programmable money movement at scale.

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Lending & Credit

Originate, underwrite, and service loans with a configurable decisioning engine and real-time cash-flow data.

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By the numbers

Trusted with money at scale

$0
Annual volume processed
0
Companies building on Aegis
0
Platform uptime SLA
0
Median risk decision time
POST /v1/payments { "amount": 4200, "currency": "usd", "rails": "auto", "risk_check": true } ✓ 200 OK — settled via FedNow id: pay_9fK2 · risk: 0.02 · 1.2s
Developer-first

Ship financial products in days with one clean API

Our REST and webhook APIs abstract away the complexity of banks, card networks, and regulators — so your engineers can focus on your product.

  • Idempotent, versioned endpointsBackwards-compatible APIs with predictable behavior and zero breaking surprises.
  • SDKs for every stackNative libraries for Node, Python, Go, Java, Ruby, and .NET with full type safety.
  • Sandbox that mirrors productionTest cards, simulated fraud, and webhook replays before you ever touch live money.
View the platform
Velocity Device Behavior Network
AegisShield

Stop fraud before it costs you

Our risk engine combines 200+ signals, consortium intelligence, and self-learning models to catch fraud rings while approving good customers instantly.

  • Real-time scoring under 40msEvery event evaluated in-line without slowing your checkout.
  • No-code rules + MLTune policies in a visual editor while models adapt automatically.
  • Chargeback protectionQualified transactions backed by a financial guarantee.
How risk works
How it works

From idea to live financial product

A guided path that takes you from sandbox to production with a dedicated solutions team at your side.

1

Connect

Grab your API keys and integrate with our SDKs or low-code components in an afternoon.

2

Configure

Define your accounts, card programs, risk rules, and compliance policies in the console.

3

Certify

Our experts review your flows and guide you through network and regulatory approval.

4

Launch

Go live with monitoring, alerting, and 24/7 support backed by a 99.99% uptime SLA.

Customer stories

Results that move the bottom line

Neobank

Northwind launched accounts in 6 weeks

A challenger bank used Aegis embedded banking and KYC to bring deposit accounts and debit cards to market in record time.

6 wksto launch
250Kaccounts opened
Marketplace

Lumio cut fraud losses by 73%

A high-growth marketplace deployed AegisShield to stop account-takeover and friendly fraud without hurting conversion.

-73%fraud loss
+4.1%approval rate
Lending

Vaultline scaled originations 5x

A consumer lender used cash-flow underwriting and automated decisioning to approve more borrowers, safely.

5xloan volume
-38%default rate
In their words

Loved by finance and engineering teams

★★★★★

"We replaced three vendors with Aegis. Settlement, risk, and ledgering now live behind one API and our reconciliation headaches are gone."

EM
Elena MoreauVP Engineering, Lumio Pay
★★★★★

"The compliance tooling alone saved us a year. Aegis understood the regulatory bar and helped us clear it without slowing the roadmap."

DK
David KangCOO, Northwind Bank
★★★★★

"Fraud was eating our margins. After switching to AegisShield, losses dropped 73% in a quarter while approvals actually went up."

RP
Rachel PatelHead of Risk, Vaultline
Security & compliance

Built to the highest standards

SOC 2 Type II PCI-DSS Level 1 GDPR & CCPA ISO 27001 FDIC-insured partners

Ready to build the future of finance?

Talk to our solutions team and get a tailored architecture for your product — usually within one business day.